TheStandard
  • Disability Insurance

    Disability insurance coverage helps protect you by replacing your income in the event you are unable to work due to an illness or injury. Disability through the Standard is provided to all regular benefits eligible employees:

    • Basic Disability Insurance benefit is for One Year, paid for the by district.
    • You have the option to purchase an Enhanced Disability Plan that pays for an additional year.

     

    * Examples of deductible income include: personal leave pay, severance pay, substitute differential pay, catastrophic/extraordinary leave bank, salary continuation, workers’ compensation, work earnings, Social Security, state disability, and CalPERS/CalSTRS benefits

    Standard Disability

    Elimination Period

    The shorter of seven consecutive Regular Days of Required Attendance (RDRAs) and/or Extra Duty Days of Required Attendance, or 30 calendar days

    Benefit Percentage

    75%

    Basic Plan (paid by AUSD)

    75% of your Regular Daily Contract Salary, less deductible income*for One Benefit Year

    Enhanced Plan (paid by you)

    75% of your Regular Daily Contract Salary, less deductible income*for Two Benefit Year

    Minimum Monthly Benefit

    $12.50 while receiving sick pay        

    $30.00 per day after sick leave is exhausted

    Maximum Duration

    Basic Plan (paid AUSD)

    Enhanced Plan

     

    One Year

    Two Years

    Monthly Cost

    Basic Plan

    Enhanced Plan

    All

    Premium fully paid by AUSD

    .142% of your monthly Insured Earnings

    * Examples of deductible income include: personal leave pay, severance pay, substitute differential pay, catastrophic/extraordinary leave bank, salary continuation, workers’ compensation, work earnings, Social Security, state disability, and CalPERS/CalSTRS benefits

     Disability Insurance Documents

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